Welcome to the website of Penso Advisors LLC and its affiliates (“Penso”).
The information contained on this Website is not, and should not be construed as, an offering of advisory services, an offer to sell, or a solicitation to buy, any securities or related financial instruments or any other product. Any inquiry which may involve effecting or attempting to effect transactions in securities will not be responded to absent compliance with applicable federal and state law, as well as applicable broker-dealer, investment advisor, broker-dealer agent and investment advisor representative registration requirements, laws and regulations.
You agree not to use the Website for any unlawful purpose. You agree not to attempt to gain access to any area of the site and any information for which you have not previously received authorization in writing. You also acknowledge and agree that Penso has put into place security measures designed to prevent unauthorized access to the information of other users, and should you gain access to any information for which you have not received prior authorization, you will not view, download, print, harvest or collect, or attempt to view, download, print, harvest or collect, any such information. You also agree that you will not upload or attempt to upload any content (including text, communications, software, images, sounds, data, or other information) that contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party.
You acknowledge and agree that, although Penso has implemented and uses its best efforts to maintain security measures designed to prevent the unauthorized access by visitors and other users to the information that you are authorized to access and use, no security measures are available that can be 100% guaranteed to prevent such unauthorized access. Penso therefore does not warrant that such security measures will prevent such unauthorized access in each and every instance.
You further agree that you will not harvest or collect, or attempt to harvest or collect, information about other users and other visitors to the Website or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic mail or communications.
Third Party Sites
The Website may link you to other sites on the Internet. Any outside information, or any other website information or links, including market and price information, and any other information from outside sources, contains information maintained or provided by institutions or organizations that are independent from Penso. We do not approve, recommend or have any control over these unaffiliated entities. We cannot guarantee or assume any responsibility for the accuracy or completeness of any information provided by any outside organization or entity, and such information is not considered content or images contained on our website. We recommend that a person independently review or verify any information provided by any outside source available on our website before acting or relying on such information. Other sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Penso, and you acknowledge that Penso is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by Penso or any association with its operators.
Penso uses the personally identifiable information that it gathers primarily to communicate with you and, generally, it does not share this information with third parties. Penso uses return email addresses to answer the email that it receives. Such addresses are not used for any other purpose and are not shared with outside parties. However, Penso may disclose such information if it has received your permission beforehand or in very special circumstances, such as when it believes that such disclosure is required by law or other special cases described below.
Penso does not sell or rent personally identifiable user information to anyone.
Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while Penso strives to protect your personally identifiable information, it cannot ensure or warrant the security of any information that you transmit to it, and you do so at your own risk. Once Penso receives your transmission, it makes its best effort within the Website to ensure the security of the information on Penso’s systems.
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, Penso has put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information it collects online.
Providers and/or third parties linked to the Website have separate privacy and data collection practices. Penso has no responsibility or liability for these independent policies. For more information regarding each provider, its site, and its privacy policies, return to that provider’s home page and click on its information link.
Limitation of Liability and Disclaimer of Warranties
The purpose of the Penso website is limited to the dissemination of general information about Penso and related entities. While Penso uses reasonable efforts to include accurate and current information on this website, errors or omissions sometimes occur.
Neither Penso nor related entities makes any warranties or representations as to the accuracy of the information contained in the Website (including, without limitation, any information set forth in any press release provided by a company referred to herein). All materials, information, software, products, and services included in or available through the Website are provided “as is” and “as available” for your use.
Under no circumstances shall Penso nor any party involved in creating, producing, or delivering this website be liable for any direct, indirect, incidental, consequential, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if a Penso authorized representative has been advised of the possibility of such damages.
Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, and, as a result, the above limitation or exclusion may not apply to you.
Furthermore, neither Penso nor any other Penso entities shall be responsible or liable for any damages to, or any viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in this website, or your downloading of any materials, data, text, images, video, or audio from this website.
Upon a request by Penso, you agree to defend, indemnify, and hold harmless Penso, its subsidiaries and other affiliated companies, and the employees, contractors, officers, and directors of each of them from all liabilities, claims, and expenses, including attorney’s fees, that arise from your use or misuse of the Website. Penso reserves the right, at it own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Penso in asserting any available defenses.
Penso provides investment management services to clients in the US and elsewhere around the world. Those who access the Website do so on their own initiative and are responsible for establishing the legality under any or all applicable jurisdictions and compliance with local laws.
Choice of Law and Forum
Severability and Integration